OhioValley Federal Credit Union
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Education IRA

An Education IRA also defers taxes on earnings, and not on contributions. This is ideal when you are planning on supporting a child's education, and want to accumulate earnings tax-free … plus use funds from the account for future education tax free and penalty free.

Note: Rates illustrated below are the Annual Percentage Rates (APR)

Certificate Term Length Interest Rate APY Minimum Deposit to Open Account Interest Paid
3 Month 0.30% 0.30% $500 Monthly
6 Month 0.40% 0.40% $500 Monthly
9 Month 0.50% 0.50% $500 Monthly
12 Month 0.60% 0.60% $500 Monthly
18 Month 0.70% 0.70% $500 Monthly
24 Month 0.80% 0.80% $500 Monthly
30 Month 0.90% 0.90% $500 Monthly
36 Month 1.00% 1.00% $500 Monthly
48 Month 1.09% 1.10% $500 Monthly
60 Month 1.19% 1.20% $500 Monthly
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